Making a Fortune Short-Selling Second Mortgages
Discover how you can short-sell second mortgages and make a minimum of $40,000 a month FREE and CLEAR profit!
Believe it or not ... people just like you are buying and selling properties in a unique way that enables them to make a tremendous profit, quickly and easily month after month. Discover the secret to their success and how you can copy what experts are now calling one of the most successful real estate opportunities ever ...

Homeowners Near You want to Avoid Foreclosure

Second Mortgage Lenders Could Lose Big

Short Sales Mean You Make a Killing

From: Don DeRosa

A few years ago I was working hard at buying and selling real estate, buying and holding, buying and leasing back, and everything else being taught.

I bought every course I could find, and went to every seminar that came to town.

Those programs all work, to one degree or another, but equity on paper doesn't pay the bills. I owned lots of real estate, but there just wasn't enough cash flow. My goal was to have enough real estate that I could put $10,000 a month in my pocket free and clear, and it still is. But I need an income while I am creating that cash flow, so when I learned about short sales I knew I found the answer I was looking for.

When I discovered short-selling of second mortgages I knew I could make a fortune in a very short time with very little money.

What is a short sale?
A short sale is when a lender will accept less than what is owed on the property to satisfy the note and release the lien.

What is a discount?
A discount is when the lender will assign the note to a new holder for less than the principal balance. The new note holder still has the full value of the note as a lien against the property.

What is the difference?
In a short sale, the note is satisfied and the lien is released. In a discount, the note is still in place at the full value and the lien remains.


I have a formula that enables anyone to make $40,000 to $100,000 or more per month, and repeat that month after month on just one or two short sales each month. I want to be your mentor and teach my formula to you.

The best part is that my formula is duplicatable. I follow the same formula over and over again to make an absolute minimum of $40,000 a month. I will tell you exactly how I do it -- right here in this letter.

I knew real estate was the place to make lots of money, but when I got started it just was not happening fast enough.

Of course ... I made plenty of mistakes along the way ...

I was into "buy and hold" deals. Not a good way to get started, but great for long-term wealth. Don't get me wrong. Lease options are a great way to make money down the road, but I quickly learned that it takes 50 houses to have $10,000 a month cash flow. Yikes!

I was working around the clock to buy about six houses a month (on a good month), and it was really hard work. Plus there was plenty that could go wrong and eat up what little cash flow I had. There's a lot of risk at the early stage, which was right when I was in no shape to handle any risk at all.

You know what I mean. The cost of management, vacancies, renovations, fix-up, and all the holding costs can eat up all the cash flow very quickly. And if you try to manage all your properties, and do all the fix-up yourself it eats into the time you need to buy more properties. Not a fun situation.

It didn't take me long to learn ...

  • It's just too expensive to be a landlord. (Hey, if you don't have the money - especially when starting out - you're out of luck!)

  • It takes too much time to manage the properties I have. (The greatest "cost" of managing my own properties was the "opportunity cost.")

  • The lack of positive cash flow was killing me. (And no matter how hard I worked it just got worse each month.)

  • Doing the same thing month after month only resulted in more of the same, very little cash and increasing discouragement.


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I'm sure you can identify with at least one of the above, if not all. Anyway, let's continue ...

I just made a $135,000 profit on a single house.

Necessity forced me to either get out of real estate, or to learn a better way to make real estate pay off. Short sales changed my life -- very quickly.

I discovered that when a homeowner is in financial trouble, and foreclosure is immanent, a second mortgage lender will bail out. In other words, the second mortgage lender will accept less than what is owed on the property to satisfy the note and release the lien.

Why? Because in foreclosure the lender on the second might get nothing. They are in a very high-risk position, and so they are very motivated to cut a deal.

Here is a real example of what I can teach you to do. This is not an exception. You can do this too.

I just bought a house that had a $141,000 first mortgage and a $179,000 second for a total of $320,000 in loans. The house was only appraised for $300,000. The owner was in trouble and foreclosure was only days away.

The lender on the second knew it was over-leveraged and was motivated to short sell. They took just $26,000 for the second. I took over the first and brought it current. I then sold the house for a net profit of over $100,000 in my pocket at closing.

Now, that's just the basics of what I did. Knowing the right things to say and do will bring you the same kind of success. Everything I do can be duplicated by anyone over and over, month after month.

In fact, if you purchase two houses a month with the techniques I'm going to teach you, I guarantee you'll make at least a minimum of $20,000 average per house. That's $40,000 per month free and clear in your pocket.

Do you want ...

LARGE paydays

LESS risk

LESS demand on your time

LESS competition

MORE fun

GREATER satisfaction helping others

A LOT MORE PROFIT today
Then short sales are for you.

Beginner or experienced real estate investors can find immediate success using my simple formula.

What I want to teach you is the relatively untapped and huge potential of short-selling second mortgages.

Once you learn to follow my formula you can do this over and over again for an average profit of over $20,000 per property. My average is actually more than $40,000.


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Why Lenders are Happy to do a Short Sale

Second mortgage lenders are not in a good position when a foreclosure is immanent. They are the junior lien holder, and in a foreclosure sale they are in danger of a total loss. Usually there are additional considerations that make the lender anxious to accept a short sale as well, such as the property needs repairs, it may also be in a bad area where sales are low, and lenders hate to own real estate.

When a lender takes a property there is no income being generated from a defaulted note, and there are a multitude of headaches they just do not want to deal with. Many lenders will agree to a short sale rather than deal with the cost, expense, and loss caused by a default. The easy route for the lender is to cut their losses and move on.

Why the Homeowner Wants a Short Sale

Homeowners are thrilled when an investor contacts them and offers to help them avoid foreclosure using a short sale. When a homeowner is in a financial bind and is four or more mortgage payments behind, foreclosure is just around the corner.

The homeowner has explored the possibilities and learned that the house has no equity. Usually it is over-leveraged, needs many repairs, may already have leans and judgements, and selling it is next to impossible.

A short sale will enable the homeowner to eliminate the mortgage debts without the cost and expense of repairs to get out from under the house. It also helps the homeowner avoid the negative effect of a foreclosure on his credit report.

How a Short Sale Benefits You the Investor

I do not know a better way to create large amounts of equity with a small amount of cash than through short sales of second mortgages in real estate. You will be dealing with highly motivated sellers, lenders who see you as a great solution, and your will have very limited competition. Very, very few investors have picked up on this tremendous opportunity, and if they have they are making many mistakes that you can avoid with my course and my personal help.

Short-selling will bring you large paydays, less money out of your pocket, and less time to turn a profit on each property. This is an ideal situation for all parties.

There are five easy steps to short-sell mortgages.

  1. Find the property
  2. Work with the seller
  3. Work with the lender
  4. Renovate the property
  5. Sell and collect your profit

Once you learn to follow these steps you can do this over and over again for an average profit of over $20,000 per property. My average is actually more than $40,000.

You can do it too.


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NOTE: Don't fall into the trap of blindly accepting everything you read about real estate "systems" or "programs" just because it comes from the mouth of some "guru" (I don't consider myself one of these, but this goes for what I say too).

Many people like to say things like "This WILL work for you", "Such and such NEVER works", "Do this ...", "Don't do that", and so on, when they don't even follow their own advice. In reality there is nothing like experience. I do what I teach each and every day, and I love to teach others to do what I do.

I'll go beyond sending you a course in the mail. I'll be your personal mentor and coach.


Before we go any further I guess I should make sure we are both on the same page by explaining that I take a personal interest in all my students. I will be here to personally help you every step of the way ...

Others offer you a "system." My course will teach you a formula. When you use a formula the correct input gives you a predictable result. In this case $20,000 or more in profit. It works every time.

I will take you through my course and lead you by the hand to help you succeed -- almost literally. My students are going through my one-day course (nearly 8 hours on audio CDs and over 400-page work book), and then immediately making their first deal.

The course makes everything clear and simple, even for a beginner who is just getting started in real estate. But, I am right here to help when needed so you can succeed.

Every student has fax and e-mail access to me 24/7. I really will answer you personally and give you the answers you need to avoid mistakes and maximize profits.

I will be your mentor and coach at no extra charge, and literally will hold your hand and guide you through the formula -- well, perhaps we should call it virtual hand-holding. Needless to say, how valuable will it be to have a mentor who actually wants to help you succeed as quickly as you do?

I will help you ...
  1. SHORTEN the learning curve
  2. AVOID mistakes
  3. FIND the right deals
  4. MAXIMIZE your profits
And the best part is, my help as your mentor and coach comes at no extra charge. But your must hurry! This offer is only available while I still have space in my schedule to help you. When the maximum number of students is reached I will be forced to put you on a waiting list.

I want to help you, so do not delay. Click to order today.


Unfortunately I cannot provide personal coaching to everyone who buys my course. I would like to personally mentor each and every one of my students, but there just are not enough hours in a day. Please use the Secure Order Form by clicking the Buy Now button before I reach the maximum number of students I can personally mentor.


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Everything You Need to Make a Fortune Short-Selling Second Mortgages Now

Look What You Get ...

  1. Complete Workbook - 434 pages
  2. 10 Audio CDs of Instruction from Don DeRosa
  3. FREE e-mail and fax consultation 24/7 (Don will be your personal mentor and coach.)
  4. FREE Bonus Forms CD
  5. FREE Bonus Short Sale lender's packets CD

Some of the Vital Information You Will Learn in this Course

  • The options you should always give a seller.
  • Examples of marketing ads.
  • The four steps to turning a lead into an appointment.
  • The 20 questions you should always ask a potential seller.
  • Why you do not even need to ask for a description of the property in the initial interview.
  • The difference between a need to sell and someone who wants to sell.
  • The formula for determining what you can offer the seller and the lender of the second mortgage so that you make the profit you are looking for.
  • Will the seller be able to get some cash in a short deal?
  • How to prepare the buying packet.
  • Everything the Buying Packet must contain.
  • What to say and do, and what not to say and do when you meet with the seller in the home.
  • What should you take pictures of when you visit the house.
  • What paperwork do you need to complete with the seller.
  • Exactly what to say when you contact the lender, and what to ask for.
  • How to work with appraisers to get the lowest values.
  • The importance of photos and how to present them properly.
  • How to work with the real estate agent the lender will send to evaluate the house, and get that agent working to help you succeed.
  • How to buy time if foreclosure is about to happen before your deal is made.
  • Buy it right so you can sell it right.
  • Three key factors that sell houses - you must know this BEFORE you buy.
  • Why houses do not sell quickly. Know this before you buy.
  • What simple "props" can be placed in the house to make it sell faster?
  • How to negotiate with a buyer to help them feel like they are a winner, while all the time you remain in complete control.
  • Much, much more.

Get Ready for Large Paydays!

I do not know a better way to create large amounts of equity with a small amount of cash than through short sales of second mortgages in real estate. You will be dealing with highly motivated sellers, lenders who see you as a great solution, and your will have very limited competition. Very, very few investors have picked up on this tremendous opportunity, and if they have they are making many mistakes that you can avoid with my course and my personal help.

Short-selling will bring you large paydays, less money out of your pocket, and less time to turn a profit on each property. This is an ideal situation for all parties.

These Two Bonus CDS are worth their weight in gold -- literally.

When you order my complete course of 10 audio CDs and 400-plus-page work book I will include a Free CD that contains all the paper-work that you need to make your deals for you. These are the actual documents you need as you work with sellers and lenders. This CD will save you hours and hours of time.

It contains every form you need. Without these forms you could make mistakes that will cost you thousands. It includes check-off lists, purchase and sale agreements, release form, warranty deed, limited power of attorney, hardship letter, financial worksheet, other legal forms, property inspection sheet, renovation spread sheet, and many other required forms to guide your success.

I will GIVE you another value-packed CD that took years to put together. This CD contains all the short sales packages issued by all the major lenders. I have assembled them all in one place so you will have everything ready to go each time you make a deal. This will save you hours and hours of work, and shorten the entire process. It will also help you avoid the mistakes that could end any chance you have of making a deal with a lender.

No one likes paper work, so this CD is an absolute must. It has everything you need ready to print out quickly and easily.

Every day you delay is literally costing you lost profits, so let's get started right now.

Get Two FREE Disks. When you or now you get these two free CDs.

  1. The Forms Disk containing everything you need to work with the seller and the lender, and forms to take you step by step through the entire short sales process.
  2. The Short Sale Package Disk containing the actual short sale package used by all the major lenders ready for you to automatically print out.

These two disks alone will not only save you time, they will help you avoid mistakes, and plan each sale carefully so you will maximize your profits.

These CDs will enable you to hit the ground running and make you look like a seasoned expert on your very first deal.


Unfortunately I cannot provide personal coaching to everyone who buys my course. I would like to personally mentor each and every one of my students, but there just are not enough hours in a day. Please use the Secure Order Form by clicking the Buy Now before I reach the maximum number of students I can personally mentor.


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Get $397 in free press release services from www.ThatPRGuy.com if you buy right now. Why? What would it do for your real estate business if you had a news story about you in the local paper, and perhaps in the Internet newspapers? Publicity is worth it's weight in gold. When you buy from this web site ONLY, you get the press release services free.

Need more incentive? Okay, I will also throw in FREE SHIPPING ($20 value) if you act now. You get free shipping and $397 toward press release services. Click to BUY NOW.

Questions? Call me, David Bresnahan, at 603-522-0148.


Use this button to pay with a credit card.


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Warmest Regards,
DeRosa Signature
Don DeRosa
Your Personal Mentor



Copyright © 2003 JMB Properties, LLC and Don DeRosa, All Rights Reserved.